Cash Capital

 Let’s be honest—retirement planning can feel boring. Most of us think about pensions, savings, or maybe buying a property one day. But what if you could use your pension money to buy property right now?That’s exactly what happens with a Self-Managed Super Fund (SMSF). It’s like a private pension you control yourself. And with the help of SMSF loans , you can use that fund to invest in property. Sounds clever, right? It is. But it’s also a little more complicated than a normal mortgage. At Cash Capital, we’ve guided lots of people through this, and most of them are shocked by the things they didn’t know before. So, here are 10 simple truths about loans for SMSF that everyone should know. 1. The Rules Are Stricter Getting an SMSF loan isn’t as easy as walking into a bank and asking nicely. Lenders want to know: ·          How much is in your fund. ·          How regularly money goes into it. ...

Many individuals are looking forward to growing their wealth through property or investment in Australia, and most are turning to Self-Managed Super Funds (SMSFs). One of the common yet key challenges SMSF members go through is deciding between traditional bank loans and modern non-bank lenders. The decision is not always easy, and that’s where SMSF loan broker services come in to ease the decision-making process. In this blog, you will learn the difference between the two and unveil how brokers help to find the right one for you.   Understanding Bank Loans for SMSFs Banks are the traditional source when individuals think of borrowing. With centuries of trust and history, they ensure borrowers a sense of security. However, taking SMSF loans from banks can often come with:   Stricter lending criteria: Banks generally have strict rules that make it tougher for SMSF trustees to qualify. An SMSF loan calculator can help you know if your fund meets the bank’s condition...

Buying a home is exciting, but let’s be honest—it can also feel very confusing. There are so many banks, loans, rates, and rules to think about. Most people don’t know where to start. That’s where a    can Mortgage broker Bentleigh East   help. At Cash Capital, our job is to make things simple. We guide you through the process, explain things clearly, and help you find the right loan. Think of us as your friendly partner who does the hard work for you. If you’re not sure whether you need one, here are seven signs you should talk to a mortgage broker in Oakleigh right now. 1. You Feel Lost With Too Many Loan Choices There are hundreds of loan options out there. Each bank says they have the “best deal.” It can be stressful trying to compare them all. ·          A mortgage broker will compare loans so you don’t have to. ·          We will explain everything to you. ·   ...