Cash Capital

 Let’s be honest—retirement planning can feel boring. Most of us think about pensions, savings, or maybe buying a property one day. But what if you could use your pension money to buy property right now?That’s exactly what happens with a Self-Managed Super Fund (SMSF). It’s like a private pension you control yourself. And with the help of SMSF loans , you can use that fund to invest in property. Sounds clever, right? It is. But it’s also a little more complicated than a normal mortgage. At Cash Capital, we’ve guided lots of people through this, and most of them are shocked by the things they didn’t know before. So, here are 10 simple truths about loans for SMSF that everyone should know. 1. The Rules Are Stricter Getting an SMSF loan isn’t as easy as walking into a bank and asking nicely. Lenders want to know: ·          How much is in your fund. ·          How regularly money goes into it. ...

  Buying property through a Self-Managed Super Fund (SMSF) sounds exciting, doesn’t it? You get to take control, grow your retirement money, and even invest in property you’ve chosen yourself. It feels smart, and for many people, it can be. But here’s the truth: SMSF home loans are not simple. There are rules, costs and a lot of paperwork which most people don’t realize until it is very late. With Cash Capital, you won’t be making the mistakes a lot of people do which costs them stress, delays and money loss. So, let’s talk about those mistakes—simply, clearly, and in a way that makes sense. Mistake 1: Treating It Like a Normal Mortgage Many people think an SMSF loan works just like the mortgage you’d get for your house. Sadly, it doesn’t.Here’s how it’s different: ·          The loan can only be linked to one property. ·          You and your family can’t live in it. It’s only for investment. ...